Independent Mortgage, Financial and Insurance Advice

As Independent Financial Advisers, we offer products from a range of insurers for life, critical illness, income protection and private medical insurance. We can only offer products from a limited number of insurers for Buildings and Contents and Accident, Sickness and Unemployment.

We offer products from the whole market.

Mortgage Guide

Changes in Personal Circumstances / Payment Protection

If you are taking out a mortgage with a partner, or with others, each person is responsible jointly and individually for the repayments. Therefore, if there is a breakdown of the relationship, the lender can seek repayment of the full amount of the loan from each of the parties to the mortgage.

Should you be unable to work due to perhaps accident, sickness or unemployment, you will still have to meet your repayments. Insurances are available to cover you against these possibilities. For your peace of mind, we will advise you how to protect your payments in the event of sickness, accident or unemployment.

If you have dependants, you should also ensure that you have adequate life assurance cover for your mortgage.

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Regulatory Documents

To be read before using any interactive forms.

Helpful Information & Guides for Moving Home

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01279 655200
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Your home may be repossessed if you do not keep up repayments on your mortgage.

We do not offer an online application service for Lifetime Mortgages due to the necessity for further advice in this area. To understand the features and risks, ask for a personal illustration.

IFA Financial Service (UK) Ltd is Authorised and Regulated by the Financial Services Authority. FSA Registration No 447432.

Registered in England, Registered Office:-
49 Post Street, Godmanchester, Cambridgeshire, PE20 2AQ.
Registration No 5667453
Consumer Credit License No 584329

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