Independent Mortgage, Financial and Insurance Advice

As Independent Financial Advisers, we offer products from a range of insurers for life, critical illness, income protection and private medical insurance. We can only offer products from a limited number of insurers for Buildings and Contents and Accident, Sickness and Unemployment.

We offer products from the whole market.

Mortgage Guide

There are a number of issues you need to be aware of when taking out a mortgage. These include some of the terms used to describe elements of the mortgage process and the different fees you may encounter. Some of the most common are outlined below and you can access further guides and visual presentations in our Helpful Information & Guides for Moving Home section.

Fees & Charges

Mortgage Types

Repayment Types

Repayment of your mortgage

Changes in Personal Circumstances / Payment Protection

Other mortgage related services

High Percentage Lending fee / Mortgage Indemnity Protection (MIP)

Regulatory Documents

To be read before using any interactive forms.

Helpful Information & Guides for Moving Home

Call us now
01279 655200
or email us

Your home may be repossessed if you do not keep up repayments on your mortgage.

We do not offer an online application service for Lifetime Mortgages due to the necessity for further advice in this area. To understand the features and risks, ask for a personal illustration.

IFA Financial Service (UK) Ltd is Authorised and Regulated by the Financial Services Authority. FSA Registration No 447432.

Registered in England, Registered Office:-
49 Post Street, Godmanchester, Cambridgeshire, PE20 2AQ.
Registration No 5667453
Consumer Credit License No 584329

site design by sixtyeight